A resource guide to down payment assistance programs in Philadelphia, Atlanta, Sacramento, and Southern California—and what they mean for you.

Atlanta Mayor Andre Dickens has pared back the tax district extensions meant to fund his massive Neighborhood Reinvestment Initiative. The city says the plan still delivers. Housing advocates and public officials are asking the real question: who pays, who benefits, and who gets left waiting?

Displacement isn’t the end. It’s a new beginning — one that so many communities are writing with creativity, resistance, and determination.